Business Travel Insurance Policy

Getting The Right One

If you travel regularly on business, you should always carry a business travel insurance policy. This is essentially just a insurance policy for traveling that is customized to the needs of the business traveler. Nearly all of these insurance policies for business travelers will include coverage of any travel arrangements, luggage loss, and rental car accidents.

While it is possible to purchase a policy that will cover a single trip, for regular business travels, annual business travel insurance policies are typically a better deal. Insurance plans for business travel are usually cheaper than regular insurance plans, depending on coverage needs. It is also cheaper to purchase domestic business travel insurance plans than insurance coverage for international business travels.

Typically policies for business travels will include up to $50,000 in benefits whether it is a one-time policy or an annual policy. But regular insurance plans often caps coverage at $25,000.

Luggage coverage goes beyond just checked luggage. It also covers laptops, cell phones, pagers, projectors, and any other equipment the business traveler typically carries.

If the trip gets interrupted by bad weather or mechanical problems the business policy holder can cancel the trip and be reimbursed for the cost of the trip.

This plan also includes trip cancellation insurance which is much like regular travel insurance's trip interruption coverage. However, business policies usually include more coverage, such as allowing for changes in accommodations to complete the trip.

Funds are provided for anything lost on the trip. This can be very important if passports or tickets are lost during the trip.

You may also be able to get some legal services in case of accusations of crime by you or crime committed against you. Generally luggage or equipment that is stolen is covered. In some cases even kidnapping ransoms will be replaced by your business insurance policy.

One of the coverage benefits you'll want to look for in your coverage is medical expenses. You'll want to know for sure whether all medical expenses are covered or just accidents and emergencies. In particular, find out what kind of coverage is provided for illness. Many travel medical insurance policies cover emergency evacuations, but many do not cover other medical expenses. You'll have to decide how much medical coverage you need.

Fortunately, even with all of the available coverage options, business travel insurance is generally quite affordable. Some other features that may be included with your business insurance plan include road side assistance and life insurance.

Business Travel Tips For The Avid Business Traveler

Companies everywhere are finding they need to travel more if they want to meet new customers and to capture new sources of business; the Internet has ensured that even tiny companies can have a customer base that is truly global! However, anyone who has spent a great deal of their time traveling for their business will tell you just how tiring it can be. There are some things you can do to reduce the amount of stress and fatigue that occurs and some interesting business travel tips and information that is supplied in this article.

Sometimes for instance, baggage goes missing; that is an unfortunate fact of travel and whilst it is distressing enough on a family holiday, on a business trip it can be disastrous. An easy remedy to this is to pack as much as possible that you absolutely must have for you meeting, in your hand luggage.

This means that even if your main luggage is lost your trip does not have to be wasted; your meeting can still take place despite any inconvenience that has been caused. As far as your main luggage is concerned, make sure you only pack just enough for the trip and this is probably the most useful business travel tip to bear in mind.

If you only take enough business clothes for the trip and then all that is left is some casual wear for the evenings, just two pairs of shoes, one casual, and one pair should be enough. All that is left once this is done is to include your toiletries and other business documentation that may be of use.

A way to save space and possibly take a smaller bag plus reduce any creases is to roll clothing up which takes up less room and a business travel tip well worth noting. To go one step further, if you want to ensure that even if food or drink are spilled on your clothes you won't need them laundered; use dark colors which are also handy because creases don't show as much.

If you are delayed for any reason then knowing you can freshen up prior to the meeting without the need for a shower can be a lifesaver, this is where those travel wipes come in very useful. If you only intend to be away for a couple of days, a normal charge for a cell phone and other electronic equipment may be enough but if the trip is longer you may need to take chargers with you.

Many business travelers now use the traveling time to do as much work as possible which then allows them some personal time to themselves after work which in turn reduces stress. Just plan ahead for your business travel using this guide and you will be in a position where whatever happens it will not affect your trip and once you have done this often enough it will all become second nature to you.

Business travel does not have to be all work and by using the business travel tips shown here, there should be time for rest and relaxation too.

New York City Business Travel Destination Guide

New York is a city that truly has something for everyone. The diverse residents from around the globe make New York unlike any other city in the world. A major destination for business travel, New York is home to countless businesses and is a world economic capital. When traveling to New York City, business travelers are often surprised by the high cost - including meals, hotels and transportation. Some corporate per diems are not high enough to cover expenses.

Transportation

Airports Serving New York City

There are three airports that you can use when traveling to New York City - John F. Kennedy International Airport (JFK), La Guardia (LGA) and Newark Liberty International Airport (EWR). JFK, the largest of the three airports, began service in 1948 and has since grown to five times it original size. Located just 15 miles from downtown Manhattan, transportation options range from public transportation to taxis and hired cars.

La Guardia is smaller than JFK, servicing about half the number of passengers as JFK. It is located closer to downtown Manhattan than JFK, just 8 miles. Transportation options include public bus service from the airport to all areas of the city, bus service to Grand Central Station and Penn Station via the New York Airport Express Bus and as always, taxis and hired cars are available.

The Newark Liberty International Airport (EWR), across the Hudson river in New Jersey about 16 miles from midtown Manhattan is also a good option for business travelers. Currently, Newark airport is undergoing a five year renovation project to its B terminal.

Taking the Train to New York City

For East Coast business travelers, New York City is easily accessible by taking the train. Amtrak offers several routes that travel between New York City and numerous East Coast cities.

The Acela Express train runs from Washington, DC to Boston, with stops in Philadelphia and New York City. Business travelers will find the Acela has amenities not offered on other trains, and travels at speeds up to 150 miles per hour. You will get to your destination sooner than the other trains, but a ticket on the Acela comes at a premium cost.

Getting Around the City

New York City is known for its hectic traffic - but don't worry, getting around is not as hard as it may look. Taxis and the metro are the primary forms of transportation for business travelers.

When getting around or asking for directions, all you need to remember is compass directions and have the right vocabulary. "Uptown" is when you are heading north towards higher numbered streets while "downtown" is when you are traveling south. You will go to the "East Side" or "West Side" when you are crossing the island. And be aware of building numbers which often don't follow logical patterns.

What to See

If you are lucky enough to have some free time while traveling to New York City, you will find you have endless options to keep you entertained. Known as the city that never sleeps, there is always something to do in New York no matter the time. Home to many world famous attractions such as the Statue of Liberty, Times Square, the Empire State and Chrysler buildings and over 20,000 restaurants and 150 museums, you will never run out of something to do while visiting this exciting city.

Safe Harbors Travel Group is shaping a new age of business travel management. Safe Harbors’ expertise in business travel, global travel infrastructure, vendor management, expense and accountability reporting and travel information systems is helping clients achieve their business goals with a higher return-on-travel-investment. Headquartered in Baltimore, Safe Harbors provides global travel management to more than 100 corporate clients.